GENERAL LIABILITY INSURANCE
Unfortunately for every business owner, the chances of getting
sued have dramatically increased in the last decade. General
Liability insurance can prevent a legal suit from turning into a
financial disaster by providing financial protection in case your
business is ever sued or held legally responsible for some injury or
damage.
General Liability pays losses arising from real or alleged bodily
injury, property damage, or personal injury on your business
premises or arising from your operations.
Broad Range of General Liability Protection
- Bodily Injury, including the cost of care, the loss of
services, and the restitution for any death that results from
injury
- Property Damage coverage for the physical damage to property
of others or the loss of use of that property
- Products-Completed Operations provides liability protection
(damages and legal expenses up to your policy’s limit) if an
injury ever resulted from something your company made or service
your company provided
- Products Liability is a more specialized product liability
insurance that protects your company against lawsuits from
product-related injury or accidents
- Contractual Liability extends to any liability you may assume
by entering into a variety of contracts
- Other coverage includes: Reasonable Use of Force; Borrowed
Equipment; Liquor Liability; Non-Owned Vehicles (such as
aircraft and watercraft); Fire, Lightning or Explosion Damage;
Water Damage Liability Protection; Legal Defense Costs; Medical
Payments; Personal Injury; Advertising Injury; and specialized
liability protection for specific business types
