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No matter what your personal feelings may be about social media-maybe you love it and use it frequently to stay in touch with old friends while connecting with new ones, or perhaps you see it as a waste of time and an infringement on your privacy-as a business owner, you should utilize it. To fail to do so is a slight to your business and a limit to its potential.
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Which do you think is a more bacteria laden surface-a toilet seat or a smartphone? Surprisingly enough, in many cases, it's the latter. Recent research has revealed that smartphones can harbor a surprising amount of bacteria.
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For a long time, most devoted exercisers have adhered to the rule that a sustained stretch of aerobic exercise-one that kept your heart pounding for at least 10 minutes-was what garnered the desired results: a healthy weight and a fit body, not to mention less money shelled out on health insurance co-payments!
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As a small business owner in Kentucky, you've likely invested significant time, imagination, and money into getting your enterprise off the ground. Sure, maybe you're not a big company with dozens of employees and stockholders. Maybe, in fact, you're the only employee. But you still have plenty to lose, and after all your efforts, it would be awful to suffer the financial and emotional blow of being sued by a patron or client. This is why liability insurance is so crucial, even for the littlest of businesses.
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With school starting, it's easy to forget that summer lingers well into late September, and the weather remains warm enough across the U.S. for most of us to continue enjoying our yards. The nights, however, are cooler than they've been in months, making those wonderful outdoor fire pits more appropriate than ever. What's more pleasant than sitting outside with friends and family, some good food and drink, and maybe even or guitar or two around a warm, flickering fire?
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Part of what makes our iPhones, Androids, and the like so convenient is their diminutive size. They fit easily into pockets and purses and are extremely portable. The undesirable flip side to their petite stature, however, is how easily they can be left behind and lost, not to mention stolen. Before notifying your insurance company about a lost or stolen device, however, you can try tracking it down.
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Talking on a handheld cellular device while driving has been banned in 11 states, and texting on one has been banned in 41-for good reason! Common sense says that conducting a phone conversation or looking down at a phone to compose a text message while driving is a dangerous, and at times deadly, distraction. Many drivers, even those who live in states where talking or texting on a cell phone while driving is perfectly legal, have opted to use hands-free devices because they seem so much safer.
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For most of the children in the Kentucky, the end of August means those lazy dog days of summer are coming to a close, and those books and desks are what will be opening up next. For parents, the back-to-school season is a great time of year to look over insurance policies, and make sure they are up to date. Here are some insurance situations to consider as the kiddos hit the books.
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So many Kentucky businesses rely on computers and the Internet in order to function optimally. But just as being connected to the web can have a beneficial effect on your business, so can it also have a detrimental one.
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We live in a litigious age, and while in days of yore, a friend, neighbor, postal worker, or other visitor to your home may have reacted with justifiable displeasure upon being bitten by your best friend (A.K.A. your dog), these days it's much more likely that he or she will file a lawsuit to cover the cost of medical treatment and to compensate for mental and emotional stress.
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